San Juan to Makati

Is the Thai airport blockade covered by travel insurance?

The week-long siege lasted from November to December 2007.


Yes, according to MTB of the Blue Cross Insurance, Inc. travel claims deparment, civil commotion is covered.

The Thai blockade is considered a civil commotion.

Insurance News from Ritchie Baird

Client needs to produce airline certification on the number of days that flight was delayed, plus a newspaper article, hard copy or from the internet.  Blue Cross pays $ 100 per day, upto 10 days, under their Executive De Luxe Plan.  Client can also claim from the trip cancellation, trip termination and baggage delay clauses.

Blue Cross has more extensive civil commotion cover than Chartis.

ABC News

In case of the Icelandic volcano, Blue Cross policies do not indicate coverage for natural disasters, but for humanitarian and goodwill reasons, Blue Cross paid for flight and baggage delays, trip cancellation and trip termination.  In the future, Blue Cross cannot say whether it will pay for similar situations.

Chartis only covers flight delay in case of civil commotion.

Travel Insurance Review

Blue Cross covers baggage delay, trip termination and cancellation due to civil commotion: Chartis doesn't.

An Irishman in Ghana

Chartis considers the Icelandic volcano case a precedent; Blue Cross does not.


Travel Insurance and the Icelandic volcano